Alpine Credit offers tailored financial solutions including personal loans, auto loans, debt consolidation, and credit counseling. We're dedicated to providing personalized service and helping you achieve your financial goals.
Personalized solutions, competitive rates, experienced team, exceptional customer service, transparency and integrity.
#Mortgage Lenders
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Zen Life
Jan 13, 2025
Let me preface this 5 star review by saying that I read the reviews and raised concerns about the legality of them reporting medical debt on people's credit reports. My debt was a small amount of $66 that I don't dispute at all for a $55 chiropractor visit. I did not receive any notice as the doctor's office had just barely sent it to them a few days before I tried scheduling an appointment. I read the reviews and was honestly expecting the worst of the worst, but thankfully, Steve and Sunny were very helpful in getting this resolved (even if I did pay them a 20% premium). I talked to Steve first, who I spoke with about the legality of reporting medical debts after Colorado passed HB 23-1126 in June of 2023 which bars medical providers, and their collection agencies, from reporting medical debt on your credit report. He was actually a really chill guy who actually agreed with me on the points I was making! We talked for a min about previous medical debts on my reports (I used to be in and out of the ER for years before my surgery), kept me from renting a home, much less buying a car or home. We talked about his mother-in-law and her hospital stay and how he agreed with the new law in CO. Btw they just made a new federal rule saying similar things that HB 23-1126 says about reporting medical debt... They can't anymore! So anybody out there with medical debt on your report should contact ALL 3 bureaus a dispute ALL of your medical debts as illeagly showing up under the new federal rule!!! I know it's a pain in the a$$, but it's worth the time (my score jumped by over 100 points after I disputed all my medical bills with the bureaus in 2021 and had them removed). Do it now before a certain somebody takes office and tries to repeal it 🙄
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